Revolutionizing Auto Insurance with Behavior-Based Telematics
​Traditional insurance models rely on historical data, generalized risk factors, and vehicle-based tracking—but 90% of accidents are caused by driver behavior.
​
With Revlo Drive & Revlo Rewards, insurers can move beyond basic telematics and assess risk at the individual driver level, unlocking usage-based insurance (UBI), dynamic pricing, and driver engagement strategies.
​
The result? Lower claims, safer roads, and more loyal policyholders.
The Problem with Traditional Telematics
Traditional models assess risk at the vehicle level, ignoring key driver behaviors:
No real-time feedback to curb risky driving.
Static premiums that don’t reflect actual habits.
No incentive for drivers to improve.
Revlo’s telematics solutions fix this by:
✔ Linking behavior to risk for accurate assessment.
✔ Providing instant feedback to reduce accidents.
✔ Rewarding safer habits while ensuring data security.
How Revlo Transforms Auto Insurance
Revlo shifts insurance from vehicle-based risk to driver-focused insights, making policies fairer and safer.
Smarter Risk Assessment with Revlo Drive
​
-
Behavior-Based Scoring – Track drivers, not just vehicles.
-
Crash Detection & Risk Profiling – Real-time data for accurate claims.
-
Usage-Based Insurance (UBI) – Dynamic pricing based on real driving.
-
Smartphone-Based Monitoring – No costly hardware needed.
​
Reward Safer Driving with Revlo Rewards
​
-
Gamified Risk Reduction – Real-time feedback for safer habits.
-
Incentivized Driving – Discounts, cashback, and perks for low-risk drivers.
-
Loyalty & Retention – Strengthen customer relationships with engagement.
Key Benefits for Insurers
More Accurate Risk Assessment → Price policies based on real driving data.
Lower Claims & Fraud Prevention → Instant crash detection and driver accountability.
Improved Policyholder Engagement → Increase customer retention with a gamified experience.
Flexible & Scalable → Works for all insurance models, from pay-per-mile to fleet insurance.
The future of insurance isn’t about tracking cars—it’s about understanding drivers.
Use Case: How Your Insurance Business Could Reduce Risk & Boost Engagement
Imagine This: You're a leading auto insurer, but you're facing rising claims and disengaged policyholders. Your current setup has limited visibility and control — leaving you without clear insights into individual driver risk.
​
What If You Could Change That? By integrating Revlo Drive & Revlo Rewards, you could shift to a driver-first model, introducing:
✔ Behavior-based risk scoring → More accurate pricing.
✔ Crash detection & claims automation → Faster processing & fraud reduction.
✔ Reward system for safe drivers → Improved engagement & retention.
Industry-Based Projections:
​
-
10-15% reduction in high-risk claims through proactive driver coaching (based on telematics-driven insurance case studies).
-
20-25% increase in policyholder engagement via gamified safe-driving rewards (drawn from engagement-focused UBI programs).
-
5-10% improvement in customer retention as drivers benefit from UBI-based discounts and incentives (reflecting trends in telematics-enhanced policies).
​
And we aim to do better!
Why Insurers Choose Revlo
​
Turn Data into Actionable Risk Insights → Move beyond traditional vehicle-based telematics.
Behavior-Based Risk Reduction → Reduce claims by promoting safer driving habits.
Customizable & White-Label Ready → Adapt to your existing insurance model.
Seamless API Integration → Connect with existing policy management systems.
GDPR & Data Protection Compliance → Ensure customer privacy and data security.
📌 Empower your insurance business with smarter telematics solutions.